Minimum Income Requirement

Minimum Income Requirement

The Home Office has updated the minimum income requirement, within the Immigration Rules, following the recent findings of the Supreme Court. We highlight the key takeaways from the Court’s findings and updated Immigration Rules.

Background

British citizens and settled nationals in the United Kingdom (UK) who wish to sponsor their non-European Economic Area (EEA) spouse must meet strict minimum income requirements (MIR), as set out in Appendix FM Family Members Section E-ECP Eligibility. Under the MIR, a sponsor must evidence a minimum annual income of £18,600 from employment, or hold the equivalent in cash savings. That is, savings of £62,500 in total.

The MIR also applies to those wishing to sponsor a non-EEA unmarried partner or fiancé/ fiancée. And the amount of income required increases depending on the number of overseas children to be included in the application. For instance, the sponsor must earn an additional £3,800 for the first child and an additional £2,400 for each subsequent child added to the application.

The Supreme Court, the final court of appeal for civil cases in the United Kingdom (UK), recently considered the scope of the MIR in the case MM (Lebanon) and others v the Secretary of State for the Home Department [2017] UKSC 10 (MM (Lebanon)).

The Supreme Court’s findings

In MM (Lebanon), the Supreme Court unanimously (and unfortunately) supported the minimum income requirement in principle, agreeing with the Home Office, that it was not only necessary for the UK’s aim of maintaining an effective immigration control, but that the requirement was compatible with the right to family life enshrined under Article 8 of the European Convention on Human Rights (ECHR), much to the disappointment of many families and campaigners.

However, the Supreme Court acknowledged that the minimum income requirement was ‘particularly harsh’. In paragraph 80 of the judgement, the Justices stated:

There can be no doubt that the MIR has caused, and will continue to cause, significant hardship to many thousands of couples who have good reasons for wanting to make their lives together in this country, and to their children.

They ruled that the Immigration Rules, and the Immigration Directorate Instruction issued to caseworkers were defective and unlawful due to their narrow application and little weight given to the interests of children.

The Home Office has since incorporated the findings of the Supreme Court in the Statement of Changes in Immigration Rules HC290, which came into effect on 10 August 2017 and Appendix FM to HC 395.

Key Takeaways

The key takeaways from the judgement of MM (Lebanon) and the Home Office Statement of Changes are as follows:

  1. Children’s rights must be safeguarded

Under section 55 of the Borders, Citizenship and Immigration Act 2009, the Secretary of State has a duty to safeguard and promote the welfare of children when making decisions which affect them. The Justices felt that the Immigration Rules and the guidance issued to caseworkers and entry clearance officers failed to do so, making them unlawful.

The Home Office has since revised the Immigration Rules and guidance to ensure that decision makers treat the best interests of the child as a primary consideration.

  1. Alternative funding

The Supreme Court assessed whether the overseas partner’s prospective income should be taken into account when determining whether the MIR had been met. They ruled in favour of the Secretary of State on this point, stating that to do so would prove cumbersome to verify for decision makers.

Nevertheless, the Court expressed concern that the sources of funding, taken into account by decision makers when assessing whether the MIR had been met, were so restrictive as to be harmful. This was particularly significant where the refusal of the application could breach Article 8 ECHR.

The Home Office has now amended the Immigration Rules and guidance so as to place a less restrictive approach to alternative funding.

Conclusion

The Supreme Court, in their judgement of MM (Lebanon) recognised that the minimum income requirement (MIR) was harsh and somewhat unfair to a number of individuals, couples and families. They stopped short of ruling that the MIR was unlawful overall but found that elements of the Immigration Rules and guidance were.

The Supreme Court ruled that the Home Office must give more consideration to the interests of the child in such cases and gave findings on the alternative sources of funding.

The Home Office has duly complied. However, time will tell whether the Home Office has truly heeded the concerns expressed, and findings of, the Supreme Court.

 

Written by Carla Thomas – Managing Director at Thomas Chase immigration. Thomas Chase Immigration offer immigration help to individuals and families.

Call to action

If you would like straightforward immigration guidance or assistance, or simply have a question, contact us at Thomas Chase Immigration.  Or learn more about from our free blogs

Liked this blog post? You may also like:

https://www.thomaschaseimmigration.com/spouse-visa/

Thomas Chase Q&A: Spouse visas and Disability Living Allowance

UK Immigration

Today, I received a query from an applicant who wished to apply for a spouse visa to join her husband (her sponsor) in the UK. Her husband was in receipt of Disability Living Allowance and she had reservations as to whether they could even meet the financial requirements.

The good news is, where a person is in receipt of Disability Living Allowance, they will be exempt from meeting the strict income provisions under the financial requirements.

This applies also to:

  • Carer’s Allowance
  • Severe Disablement Allowance
  • Industrial Injuries Disablement Benefit
  • Attendance Allowance or Personal Independence Payment
  • Armed Forces Independence Payment or Guaranteed Income Payment under the Armed Forces Compensation Scheme or Constant Attendance Allowance
  • Mobility Supplement or War Disablement Pension under the War Pensions Scheme

The applicant and sponsor must provide the following documentary evidence in support of the application:

  • Official documentation from the Department for Work and Pensions or Veterans Agency confirming the current entitlement and the amount currently received
  • At least one personal bank statement in the 12-month period prior to the date of application. The bank statement should show payment of the benefit or allowance into their account.

The relevant guidance is set out in IDI Chapter 8 section 1.7a.

However, the applicant and sponsor must go on to provide evidence that they can adequately maintain and accommodate themselves without recourse to public funds or additional benefits.

Should the visa be extended from within the UK, the applicant will be exempt from meeting the minimum income requirements unless her sponsor ceases to be entitled to or is no longer in receipt of Disability Living Allowance.

The applicant was pleased to receive the above guidance and is now in the process of gathering further evidence to support the application.

If you would like us to assist you with your UK spouse visa application, get in touch via email at [email protected]

We look forward to working with you!

Update:

New claimants of Disability Living Allowance must now apply for Personal Independence Payment (PIP) unless the claimant is a child under the age of 16. For details about PIP, contact the PIP Helpline on 0800 917 2222.

Call to action

If you would like further guidance or assistance with an application for a UK spouse visa, contact us at Thomas Chase Immigration to arrange a consultation. Or learn more about immigration from our blogs.

You may also like: What are the requirements for a UK spouse visa?